अगर आप छोटे-मोटे ट्रांजैक्शन के लिए UPI Lite का इस्तेमाल करते हैं। तो यह खबर सिर्फ और सिर्फ आपके लिए है। देश के करोड़ों UPI Lite यूजर्स को रिजर्व बैंक आफ इंडिया यानी कि आरबीआई ने एक बड़ा तोहफा दिया। यूपीआई लाइट के यूजर को अब अपने वॉलेट में टॉप अप नहीं करना होगा। आरबीआई के मुताबिक वॉलेट में पैसा खत्म होने के बाद बैंक से ऑटोमेटिक ट्रांजैक्शन होगा,वॉलेट में पैसे आ जाएंगे। आरबीआई ने नया फीचर लोगों को UPI Lite को इस्तेमाल करने और प्रोत्साहित करने के लिए पेश किया। हालांकि वॉलेट में पैसे खत्म होने पर फिर से वॉलेट में पैसे डालने होते थे।
आरबीआई UPI Lite वॉलेट में जैसे ही पैसा खत्म होंगे, वैसे ही आपके यूपीआई अकाउंट से पैसे कट जाएगा और वॉलेट में जमा हो जाएंगे। ऐसे में यूजर बार-बार वॉलेट में पैसे डालने की झंझट से आजादी मिलेगी। हालांकि इस पर पूरा कंट्रोल आपका ही होगा।
इस अपडेट के बाद आपको एक सेटिंग करनी होगी। जिसमें तय करना होगा अकाउंट में पैसे कब ऑटोमेटिक आ जाए। आपको एक न्यूनतम राशि तय करनी होगी। जैसे ही वॉलेट की राशि आपके द्वारा तय की गई न्यूनतम राशि पर पहुंचेगी। उस समय बैंक से ट्रांजैक्शन होगा और वॉलेट में पैसे आ जाएंगे।
आपकी जानकारी के लिए बता दे की यूपीआई लाइट के यूजर एक दिन में ₹2000 तक का ट्रांजैक्शन कर सकते। यूपीआई लाइट के तहत एक बार में अधिकतम ₹500 की पेमेंट की जा सकती है। यूपीआई लाइट की खास तौर पर छोटे पेमेंट के लिए डिजाइन किया गया है।
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